Our Services

We provide financial planning and investment advice to our clients.  We offer an “Ala Carte” model for our clients which allows them to use all or just some of our services.  For a flat fee, we provide financial modeling, basic tax planning and overall financial planning.  We create a written explanation of our thoughts and advice to our clients.

For those who wish us to help implement the investment aspects of their financial plan, we charge a fee on assets under management. We let you choose how you want to work with us and, we always disclose our fees ahead of time.

We abide by the Fiduciary Standard and in fact are required to as Certified Financial Planners (CFP)® by the Certified Financial Planning Board of Directors.  Jon provides investment advice as an Investment Advisor Representative (IAR).  

https://www.cfp.net/about-cfp-board/code-and-standards

https://www.sec.gov/divisions/investment/iaregulation/memoia.htm

General Service Models and What They Include:

Model A:

  • Initial planning consultation--complimentary

Model B:

  • Initial planning consultation—complimentary
  • Follow up Emails and Phone Calls--complimentary
  • Income and retirement projection report with follow up meetings over the first year of planning--$950
  • Ongoing planning services after the first year--$200/hour

Model C:

  • Initial planning consultation--complimentary
  • Executive summary—complimentary
  • Income and retirement projection report with follow up
  • Assets under management—0.80%-1.00% annually for investing
    • Break Points for a million+ invested
    • Does not include underlying investment expenses

If you choose to buy insurance or annuities within any of these models, Jon earns commission under his ownership of Carrol and Associates.

This is intended as general information. The fees are a direct relationship with an advisor and not with AAA Washington.